Magellan Health Insurance

Paying for rehab

Magellan Health Insurance

Having the right health insurance for rehab is crucial. Magellan health insurance is one of the most popular healthcare insurance providers in the United States. 

Here’s everything you should know about Magellan health insurance.

What is Magellan Health Insurance?

Magellan health insurance is a healthcare insurance provider. They focus mainly on behavioral health. This includes drug addiction and abuse. 

Magellan health insurance is one of the largest insurance providers in the United States. They have over 70,000 insurance partners. Their main goal is to provide insurance coverage for people struggling with addiction.

What Does Magellan Health Insurance Cover?

They typically cover most issues relating to drug and substance abuse. Here’s a list of some behavioral health issues that are covered by Magellan

Does Magellan Health Insurance Cover all Costs Relating to Rehab?

This usually depends on the particular coverage you choose and what it covers. You should also consider the facility you choose. Choosing a facility that offers extensive insurance services is a good option.

What Addiction Treatments Are Covered by Magellan Health Insurance?

Inpatient Treatment

They help people deal with severe withdrawal symptoms. Some of the services covered by under inpatient treatment include 

  • Therapy
  • Medications
  • Residential Stay in the facility
  • Detox program
  • Transitional care

Outpatient Treatment

These programs allow patients to attend sessions from home. It is more common among persons with mild withdrawal symptoms. Some of the services covered under outpatient treatment include

  • Counseling
  • Detox program
  • Aftercare
  • Medications

Dual Mental Diagnosis

This service deals with dual mental issues. Magellan health insurance makes treatment easier by providing coverage.


This treatment reduces the effect of withdrawal symptoms in patients. This helps them towards recovery.

Magellan health insurance also covers medications, sober living, and group therapies.

What States Can You Find Magellan Health Insurance?

  • Louisiana
  • Virginia
  • Florida
  • Pennsylvania
  • Wyoming

How Does the Magellan Health Insurance Coverage Work?

The first step is to get Magellan’s approval for your medical treatment. This is called preauthorization.

Preauthorization is usually needed within 2 days (48 hours) after you start a rehab program. In some cases, it will be necessary to get one before you register for the program. 

Depending on the option or plan you choose, you might have to make a coinsurance/copayment. This largely depends on your deductible. 

Deductible refers to the total figure or amount you are bound to pay for your medical services. This must be paid before Magellan provides coverage. 

Thus, copayment refers to a fixed figure that is paid after the deductible. Coinsurance is a percentage of your medical bills you will have to pay after the deductible. 

Magellan works closely with in-network providers. If you choose to use an out-of-network provider, you might pay higher fees for your rehab.

What If Magellan Health Insurance Doesn’t Cover All My Costs?

If your rehab program is not fully covered, you have several options for funding. This includes crowdfunding, HSA benefits, and much more. 

Contact your rehab center for more information.

How Can I Verify My Magellan Health Insurance?

Most rehab programs will need one or more of the following for verification.

  • Membership Identification
  • Date of Birth
  • Magellan’s contact number


Of course, every rehab program has its method of verification. You can contact your rehab center to find out more.

How Long Does Magellan Health Insurance Last?

This largely depends on the plan you choose. However, you can expect 28 days of in-patient treatment yearly.

How Much Does Magellan Health Insurance Cost?

This largely depends on your plan or coverage. However, most outpatient treatment coverage starts at $3,500 yearly.

Taking the Next Step

Taking the first step is important. Don’t allow financial restrictions to hold you back. Magellan health insurance can get you started.

best mental health rehab in tennessee

Get Started Now

Take charge of your journey to recovery.

At New Hope Health in Tennessee, we offer free insurance verification for our clients who feel they need some help. When you contact us, we will carry out the thorough analysis of your addiction problem, and then recommend a workable drug treatment program. Next, we will contact your insurance provider on your behalf and verify your benefits. We will also let you know if you will be responsible for any out-of-pocket expense not covered under your plan.

Get Help Now

Admission Coordinators are available 24/7.

Take Control Of Your Life and Call Now.