Insurance Coverage
Oscar for Treatment in Knoxville, TN
Understanding health insurance can feel confusing, but Oscar Insurance makes it easier. This guide will help you learn what Oscar Health is, how it works, and what kinds of plans you can choose. We’ll also explain how it connects with the Affordable Care Act (ACA), the health insurance marketplace, and primary care.
- Verification
- Free & confidential
- Response
- Often same-day
- Levels of Care
- PHP, IOP & outpatient
- Admissions
- 24/7 support
Understanding the Program
What Is Oscar Insurance?
Oscar Health wants to make health care simple, smart, and friendly for everyone. Whether you’re new to insurance or looking for a better plan, this guide will walk you through everything you need to know.
Oscar Health is a company that offers health insurance to individuals, families, and small businesses. It was started in 2012 with one big goal — to make health care easy to understand and use.
Oscar uses technology to help patients manage their care. With its mobile app, members can find doctors, get medicine, and talk to a primary care team.
Oscar partners with hospitals, clinics, and doctors to give members access to quality care. You can find Oscar Health plans on the health insurance marketplace, which is part of the Affordable Care Act (ACA).
Verify your Oscar benefits for addiction and mental health treatment — free, confidential, and usually same-day.
The Full Continuum of Care
Where this program fits in your recovery journey
Recovery isn't one-size-fits-all. Our clinical team meets you at the level of care you need today — and walks with you through every step that follows.
- 1Inpatient Detox24/7 residential care & medical stabilization
- 2Partial HospitalizationFull-day structured treatment, evenings at home
- 3Intensive OutpatientYou are herePart-time therapy built around work or school
- 4Outpatient RehabOngoing support as life resumes
- 5Sober LivingAlumni community & recovery housing
Not sure which level fits? Call for a free assessment
Why It Works
Why Verify Oscar Benefits With New Hope
Our admissions team handles the insurance process so you can focus on getting help — not decoding plan documents.
Free Benefits Verification
Our admissions team verifies your Oscar coverage at no cost — usually the same day you call.
Major-Plan Verification
New Hope works with many major commercial and military plans for addiction and mental health outpatient care. Network status is confirmed for your specific product during free verification — not assumed from a website list.
Plain-Language Summary
We explain deductibles, copays, and covered services in clear terms before you commit to treatment.
PHP, IOP & Outpatient Coverage
Many plans cover partial hospitalization, intensive outpatient, and outpatient therapy for substance use and mental health.
Dual Diagnosis Capable
When your plan covers behavioral health, co-occurring mental health and substance use treatment can often be addressed together.
24/7 Admissions Support
Call anytime to start verification, ask coverage questions, or schedule an assessment.
Inside the Program
Treatment Services Often Covered
Exact coverage depends on your plan. These are the services we most often verify with major carriers.
- Partial hospitalization (PHP)
- Intensive outpatient (IOP)
- Outpatient therapy
- Medical detox (when medically necessary)
- Medication-assisted treatment (MAT)
- Dual diagnosis treatment
- Family therapy options
- Aftercare & step-down planning
Is This Program Right for You?
Who Should Verify Benefits?
Understanding health insurance can feel confusing, but Oscar Insurance makes it easier. This guide will help you learn what Oscar Health is, how it works, and what kinds of plans you can choose. We’ll also explain how it connects with the Affordable Care Act (ACA), the health insurance marketplace, and primary care.
We verify benefits for detox, PHP, IOP, and outpatient addiction treatment, including dual diagnosis care when covered by your plan.
- Affordable Health Plans – You can find Oscar plans that fit different budgets and needs.
- Personal Care Teams – Each member has a primary care team that helps with health questions.
- Easy Technology – The Oscar app lets you book visits, talk to a doctor online, and see your plan details anytime.
- Find a primary care doctor nearby
- Message your care team
- Talk to a doctor 24/7 for free
Common Questions
Frequently Asked Questions
Don't see your question here? Our admissions team is available around the clock — every call is free and confidential.
Call 24/7: 866-806-1027Many plans cover substance use disorder treatment as an essential health benefit under the Affordable Care Act. Coverage varies by plan — our team verifies your specific benefits before admission.
Most major plans include behavioral health benefits for outpatient, IOP, and PHP levels of care. We confirm which services your plan includes during free verification.
Most verifications are completed within one business day. Same-day callbacks are often available when you call our 24/7 admissions line.
We explain out-of-pocket costs upfront and discuss payment options when needed. Our goal is to make care accessible — not surprise you with bills later.
Network participation varies by carrier and product. Contact admissions to discuss your specific plan — some out-of-network benefits, secondary coverage, or single-case agreements may still reduce cost after verification.
Call 866-806-1027 (or the number shown on this page) or submit the form on our verify insurance page. Have your member ID and insurance card ready for the fastest response.
Take the First Step Toward Recovery
A confidential admissions specialist can help you verify insurance, understand treatment options, and take the next step — for yourself or someone you love.
- Free, confidential benefits check
- Same-day admissions often available
- Available 24 hours a day, 7 days a week